:root {
  --navy: #082750;
  --navy-2: #0b3468;
  --blue: #1265aa;
  --green: #258a5a;
  --green-bright: #35a86d;
  --ink: #142338;
  --muted: #5e6b7c;
  --line: #dce3ea;
  --soft: #f3f7f9;
  --white: #fff;
  --shadow: 0 18px 55px rgba(7, 38, 78, .12);
  --radius: 20px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.6; -webkit-font-smoothing: antialiased; }
body.modal-open { overflow: hidden; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
img { max-width: 100%; display: block; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.035em; }
h1 { font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.8rem, 6vw, 5.3rem); font-weight: 600; margin-bottom: 1.4rem; }
h1 em, h2 em { color: #53ba83; font-style: normal; }
h2 { font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.1rem, 4vw, 3.55rem); font-weight: 600; margin-bottom: 1.1rem; }
h3 { font-size: 1.25rem; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 200; background: #fff; color: var(--navy); padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { top: 12px; }

.site-header { position: sticky; top: 0; z-index: 100; height: 82px; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(9,41,82,.09); backdrop-filter: blur(16px); }
.nav-wrap { height: 100%; display: flex; align-items: center; justify-content: space-between; }
.brand { display: block; width: 232px; height: 78px; overflow: hidden; position: relative; flex: 0 0 auto; }
.brand-crop { display: block; position: absolute; inset: 0; overflow: hidden; background: #fff; }
.brand-crop img { position: absolute; width: 505px; max-width: none; left: -27px; top: -13px; }
.main-nav { display: flex; gap: 1.65rem; align-items: center; }
.main-nav > a { color: #344358; text-decoration: none; font-size: .93rem; font-weight: 650; }
.main-nav > a:hover { color: var(--blue); }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 0; background: transparent; }
.menu-toggle span { display: block; height: 2px; width: 23px; background: var(--navy); margin: 5px auto; transition: .25s; }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: .6rem; min-height: 48px; padding: .76rem 1.25rem; border: 1px solid transparent; border-radius: 8px; font-weight: 750; text-decoration: none; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { color: #fff; background: linear-gradient(135deg, var(--green), #1d704b); box-shadow: 0 9px 24px rgba(37,138,90,.24); }
.btn-primary:hover { box-shadow: 0 13px 28px rgba(37,138,90,.32); }
.btn-secondary { color: #fff; background: var(--navy); }
.btn-white { color: var(--navy); background: #fff; box-shadow: 0 8px 28px rgba(0,0,0,.15); }
.btn-ghost { color: #fff; border-color: rgba(255,255,255,.35); background: rgba(255,255,255,.06); }
.btn-large { min-height: 56px; padding: .95rem 1.45rem; }
.btn-sm { min-height: 44px; padding: .65rem 1rem; }

.hero { min-height: 710px; position: relative; overflow: hidden; display: grid; align-items: center; color: #fff; background: linear-gradient(128deg, #061f40 0%, #092e5d 56%, #0e4773 100%); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .12; background-image: linear-gradient(rgba(255,255,255,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.08) 1px, transparent 1px); background-size: 48px 48px; mask-image: linear-gradient(to right, #000, transparent 75%); }
.hero-glow { position: absolute; border-radius: 50%; filter: blur(4px); opacity: .2; }
.hero-glow-one { width: 500px; height: 500px; right: -180px; top: -250px; background: #46b97c; }
.hero-glow-two { width: 350px; height: 350px; left: 40%; bottom: -260px; background: #1c78bf; }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(360px, .75fr); gap: clamp(3rem, 7vw, 7rem); align-items: center; padding-block: 88px 110px; }
.eyebrow { display: flex; align-items: center; gap: 10px; color: #b7cedf; font-size: .76rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; }
.eyebrow span { width: 28px; height: 3px; border-radius: 5px; background: var(--green-bright); }
.eyebrow.dark { color: var(--blue); }
.eyebrow.light { color: #c8dbec; }
.hero-lead { max-width: 690px; color: #d7e1ea; font-size: clamp(1.05rem, 2vw, 1.27rem); line-height: 1.75; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin: 2rem 0; }
.hero-trust { display: flex; flex-wrap: wrap; gap: .8rem 1.45rem; margin: 0; padding: 0; list-style: none; color: #c8d8e5; font-size: .9rem; }
.hero-trust span { color: #58ca8d; font-weight: 900; margin-right: 4px; }
.hero-card { position: relative; padding: 38px; border: 1px solid rgba(255,255,255,.17); border-radius: var(--radius); background: linear-gradient(145deg, rgba(255,255,255,.14), rgba(255,255,255,.055)); box-shadow: 0 24px 80px rgba(0,0,0,.18); backdrop-filter: blur(16px); }
.hero-card::after { content: ""; position: absolute; width: 64%; height: 5px; left: 0; bottom: 0; border-radius: 0 8px 8px 20px; background: linear-gradient(90deg, var(--green-bright), transparent); }
.hero-card h2 { font-family: inherit; font-size: 1.75rem; letter-spacing: -.025em; }
.hero-card > p:not(.card-kicker) { color: #cbd9e6; }
.card-kicker { color: #6bd197; font-size: .72rem; font-weight: 850; letter-spacing: .1em; }
.shield { width: 74px; height: 74px; display: grid; place-items: center; margin-bottom: 28px; border-radius: 18px; background: rgba(65,177,117,.18); }
.shield svg { width: 48px; fill: none; stroke: #5bca8e; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
.advisor { display: flex; align-items: center; gap: 12px; padding-top: 20px; margin-top: 25px; border-top: 1px solid rgba(255,255,255,.15); }
.advisor-avatar { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 50%; background: #fff; color: var(--navy); font-weight: 900; }
.advisor small { display: block; color: #aebfd0; }
.hero-bottom { position: absolute; left: 0; right: 0; bottom: -1px; height: 45px; background: #fff; clip-path: polygon(0 72%, 100% 0, 100% 100%, 0 100%); }

.trust-strip { border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); padding-block: 26px; }
.trust-grid article { display: flex; flex-direction: column; align-items: center; text-align: center; padding: 5px 22px; border-right: 1px solid var(--line); }
.trust-grid article:last-child { border: 0; }
.trust-grid strong { color: var(--navy); font-family: Georgia, serif; font-size: 1.45rem; }
.trust-grid span { color: var(--muted); font-size: .82rem; }

.section { padding-block: 110px; scroll-margin-top: 78px; }
.section-soft { background: var(--soft); }
.section-heading { max-width: 640px; margin-bottom: 48px; }
.section-heading.centered { margin-inline: auto; text-align: center; }
.section-heading.centered .eyebrow { justify-content: center; }
.section-heading > p:last-child, .split-copy > p { color: var(--muted); font-size: 1.05rem; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card { position: relative; min-height: 310px; padding: 30px; border: 1px solid var(--line); border-radius: 14px; background: #fff; transition: transform .25s, box-shadow .25s, border-color .25s; }
.service-card:hover { transform: translateY(-6px); border-color: #bdd0df; box-shadow: var(--shadow); }
.service-card.featured { border-top: 4px solid var(--green); }
.service-icon { width: 55px; height: 55px; display: grid; place-items: center; margin-bottom: 24px; border-radius: 14px; color: var(--blue); background: #eaf3fa; font-size: 1.5rem; font-weight: 800; }
.service-card.featured .service-icon { color: var(--green); background: #e8f6ef; }
.service-tag { position: absolute; top: 22px; right: 22px; padding: 5px 8px; border-radius: 4px; color: var(--green); background: #e8f6ef; font-size: .62rem; font-weight: 850; letter-spacing: .07em; }
.service-card p { color: var(--muted); }
.text-link { position: absolute; left: 30px; bottom: 25px; padding: 0; color: var(--navy); background: transparent; border: 0; font-weight: 800; cursor: pointer; }
.text-link span { color: var(--green); margin-left: 5px; }

.split-grid { display: grid; grid-template-columns: .88fr 1.12fr; gap: clamp(3rem, 7vw, 7rem); align-items: center; }
.split-copy { position: sticky; top: 130px; }
.split-copy .btn { margin-top: 16px; }
.benefits-list { display: grid; gap: 16px; }
.benefit { display: flex; gap: 25px; padding: 28px; border-radius: 14px; background: #fff; box-shadow: 0 8px 28px rgba(7,39,78,.06); }
.benefit > span { flex: 0 0 auto; color: var(--green); font-family: Georgia, serif; font-size: 1.55rem; font-weight: 700; }
.benefit h3 { margin-bottom: 8px; }
.benefit p { margin: 0; color: var(--muted); }

.claim-banner { padding-block: 55px; color: #fff; background: linear-gradient(110deg, #0b315f, #0e4c74); }
.claim-grid { display: grid; grid-template-columns: auto 1fr auto; gap: 28px; align-items: center; }
.claim-grid h2 { font-family: inherit; font-size: clamp(1.8rem, 3vw, 2.65rem); margin-bottom: 8px; }
.claim-grid p:last-child { color: #d2e0eb; margin: 0; }
.claim-icon { width: 84px; height: 84px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; color: #72d6a0; background: rgba(255,255,255,.06); font-size: 2.4rem; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); margin: 0; padding: 0; list-style: none; counter-reset: step; }
.steps li { position: relative; padding: 0 25px; text-align: center; }
.steps li:not(:last-child)::after { content: ""; position: absolute; top: 29px; left: 67%; width: 66%; height: 1px; background: #cbd8e2; }
.steps li > span { position: relative; z-index: 2; width: 58px; height: 58px; display: grid; place-items: center; margin: 0 auto 24px; border-radius: 50%; color: #fff; background: var(--navy); font-weight: 850; box-shadow: 0 0 0 8px #eaf0f4; }
.steps h3 { font-size: 1.05rem; }
.steps p { color: var(--muted); font-size: .9rem; }

.faq-layout { display: grid; grid-template-columns: .78fr 1.22fr; gap: clamp(3rem, 7vw, 7rem); }
.accordion { display: grid; gap: 12px; }
.accordion details { border: 1px solid var(--line); border-radius: 10px; background: #fff; }
.accordion summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 24px; cursor: pointer; font-weight: 780; list-style: none; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { color: var(--green); font-size: 1.5rem; transition: transform .2s; }
.accordion details[open] summary span { transform: rotate(45deg); }
.accordion details p { padding: 0 24px 22px; margin: 0; color: var(--muted); }

.final-cta { padding-block: 78px; color: #fff; background: var(--green); }
.final-cta-inner { display: grid; grid-template-columns: 1fr auto; gap: 50px; align-items: center; }
.final-cta h2 { max-width: 780px; font-size: clamp(2rem, 4vw, 3.25rem); }
.final-cta p:last-child { margin: 0; color: #daf1e5; }

.site-footer { color: #bdc8d4; background: #061c38; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr .9fr 1fr; gap: 45px; padding-block: 65px; }
.footer-grid h2 { color: #fff; font-family: inherit; font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; }
.footer-grid a { display: block; width: fit-content; color: #d4dde6; text-decoration: none; margin-bottom: 5px; }
.footer-grid p { font-size: .9rem; }
.footer-logo { color: #fff; font-family: Georgia, serif; font-size: 2.1rem; font-weight: 700; }
.footer-logo span { display: block; color: #aebbc8; font-family: inherit; font-size: .85rem; font-weight: 500; letter-spacing: .1em; text-transform: uppercase; }
.footer-brand p { max-width: 320px; margin-top: 20px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-block: 22px; border-top: 1px solid rgba(255,255,255,.1); font-size: .76rem; }
.footer-bottom p { margin: 0; }

.whatsapp-float { position: fixed; right: 24px; bottom: 24px; z-index: 80; width: 58px; height: 58px; display: grid; place-items: center; border-radius: 50%; background: #25d366; box-shadow: 0 10px 30px rgba(0,0,0,.23); transition: transform .2s; }
.whatsapp-float:hover { transform: scale(1.08); }
.whatsapp-float svg { width: 32px; fill: #fff; }

.quote-modal { width: min(660px, calc(100% - 28px)); max-height: calc(100vh - 28px); padding: 0; border: 0; border-radius: 18px; box-shadow: 0 30px 100px rgba(0,0,0,.35); }
.quote-modal::backdrop { background: rgba(3,17,36,.72); backdrop-filter: blur(5px); }
.quote-form { position: relative; padding: 38px; }
.quote-form h2 { font-size: 2.2rem; margin-bottom: 7px; }
.form-intro { color: var(--muted); }
.modal-close { position: absolute; top: 17px; right: 18px; width: 40px; height: 40px; border: 0; border-radius: 50%; color: var(--navy); background: var(--soft); cursor: pointer; font-size: 1.5rem; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 24px 0 16px; }
.form-grid label { display: grid; gap: 6px; color: #33445a; font-size: .82rem; font-weight: 750; }
.form-grid label.full { grid-column: 1 / -1; }
.form-grid input, .form-grid select, .form-grid textarea { width: 100%; border: 1px solid #cad5de; border-radius: 8px; background: #fff; padding: 11px 12px; color: var(--ink); outline: none; resize: vertical; }
.form-grid input:focus, .form-grid select:focus, .form-grid textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(18,101,170,.12); }
.form-grid small { display: none; color: #a52626; }
.form-grid .invalid :is(input, select) { border-color: #b52d2d; }
.form-grid .invalid small { display: block; }
.consent { display: flex; align-items: flex-start; gap: 10px; color: var(--muted); font-size: .82rem; }
.consent input { margin-top: 4px; }
.form-error { min-height: 20px; margin: 8px 0 0; color: #a52626; font-size: .83rem; font-weight: 700; }
.submit-quote { width: 100%; }
.form-note { margin: 12px 0 0; color: var(--muted); text-align: center; font-size: .78rem; }
.form-note a { color: var(--blue); }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity: 1; transform: none; }
:focus-visible { outline: 3px solid #63c691; outline-offset: 3px; }

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .main-nav { position: fixed; left: 0; right: 0; top: 81px; display: grid; gap: 0; padding: 16px 20px 24px; background: #fff; border-bottom: 1px solid var(--line); box-shadow: 0 18px 35px rgba(8,39,80,.12); transform: translateY(-130%); opacity: 0; visibility: hidden; transition: .25s; }
  .main-nav.open { transform: none; opacity: 1; visibility: visible; }
  .main-nav > a { padding: 13px 4px; border-bottom: 1px solid #edf1f4; }
  .main-nav .btn { margin-top: 14px; }
  .menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .hero { min-height: auto; }
  .hero-grid { grid-template-columns: 1fr; gap: 48px; padding-block: 74px 100px; }
  .hero-copy { max-width: 780px; }
  .hero-card { max-width: 620px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .split-grid { grid-template-columns: 1fr; }
  .split-copy { position: static; max-width: 700px; }
  .claim-grid { grid-template-columns: auto 1fr; }
  .claim-grid .btn { grid-column: 2; justify-self: start; }
  .steps { grid-template-columns: repeat(2, 1fr); gap: 48px 10px; }
  .steps li:nth-child(2)::after { display: none; }
  .faq-layout { grid-template-columns: 1fr; }
  .faq-layout .section-heading { margin-bottom: 0; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 2 / -1; }
}

@media (max-width: 680px) {
  .container { width: min(calc(100% - 30px), var(--container)); }
  .site-header { height: 72px; }
  .brand { width: 205px; height: 69px; }
  .brand-crop img { width: 440px; left: -23px; top: -13px; }
  .main-nav { top: 71px; }
  h1 { font-size: clamp(2.5rem, 13vw, 3.6rem); }
  h2 { font-size: clamp(2rem, 10vw, 2.7rem); }
  .hero-grid { padding-block: 58px 90px; }
  .hero-actions { display: grid; }
  .hero-actions .btn { width: 100%; }
  .hero-trust { display: grid; gap: .45rem; }
  .hero-card { padding: 28px 24px; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); row-gap: 20px; }
  .trust-grid article:nth-child(2) { border-right: 0; }
  .section { padding-block: 76px; }
  .services-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 285px; }
  .benefit { padding: 22px 18px; gap: 17px; }
  .claim-grid { grid-template-columns: 1fr; text-align: left; }
  .claim-icon { width: 66px; height: 66px; }
  .claim-grid .btn { grid-column: 1; justify-self: stretch; }
  .steps { grid-template-columns: 1fr; gap: 32px; }
  .steps li:not(:last-child)::after { top: 58px; left: 50%; width: 1px; height: 36px; }
  .steps li:nth-child(2)::after { display: block; }
  .final-cta-inner { grid-template-columns: 1fr; gap: 28px; }
  .final-cta .btn { width: 100%; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-grid > div:last-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
  .whatsapp-float { width: 54px; height: 54px; right: 16px; bottom: 16px; }
  .quote-form { padding: 34px 20px 24px; }
  .quote-form h2 { font-size: 1.8rem; padding-right: 30px; }
  .form-grid { grid-template-columns: 1fr; }
  .form-grid label.full { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}
